Members Area

Are you currently a member of London Community Credit Union Ltd ? *

My member number is:

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My NI number is:

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Mobile number:

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Title:

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Forename:

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Work telephone number:

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Loan product:

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Loan value:

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Our Newham Money Home – much cheaper than pay weekly stores.
Our Newham Money Home gives you the opportunity to buy appliances, technology, entertainment and furniture from the store of your choice and pay for the goods in manageable weekly instalments. Loans up to £1,500 repayable over 104 weeks (monthly repayment options also available)

The benefits of Our Newham Money Home

Quick approval
Safer and cheaper than weekly payment stores
Purchase your product from the store of your choice
You own the product from the start

Repay in manageable weekly instalments

We offer one of the best rates on smaller loans, and are considerably cheaper than payday lenders. But a New Loan isn´t just about fixing the dishwasher, or making ends meet until payday. You can also use your New Loan for a family holiday or to prepare for a new job.

Borrow up to a maximum of £1,500 over 2 years.

There are loads of other member benefits to a New Loan, including Free Loan Protection Insurance, negotiable repayment terms and interest on the reducing balance of your loan. This means your interest repayment will get smaller as your loan balance falls. We will also work to help you if your circumstances change and your loan will be totally written off if you die.*

Too good to be true!? We've also sped up our processing time so you´ll have a decision in no time, with text message updates letting you know where we´re at, and when the money lands in your account!

A little help for Newham residents this festive season.

Our Newham Money Helper Loan offers a cheaper alternative to High cost loans.

Getting a loan through Our Newham Money is easier, quicker and cheaper than you think.

Helping residents spread the extra cost leading up to the festive season up to £300 (26.8% APR ) repayable over a maximum period of 6 months.

Repayment frequency:

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How would you like your loan paid:

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Account number:

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Reference:

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I declare to the best of my knowledge and belief that * in good health to follow my normal occupation. I give LCCU the right to contact my medical practitioner if required.

By undertaking this application you agree that your personal and financial information will be shared between the London Borough of Newham and London Community Credit Union.

For more information about data sharing click here.

I declare that the information given by me on this form is true and correct to the best of my knowledge. I understand that the provision of false information is fraud and that the credit union may take appropriate action if I am found to have deliberately provided false or misleading information. I authorise you to share my details with any relevant individuals in accordance with your procedures in connection with this application. I authorise you to make any credit reference enquiry and other enquiries to determine my credit history. I understand that the credit agency used by LCCU will keep a record of the search and may share this information with other businesses, enquirers or lenders. I have read the Terms and Conditions and I accept them. * (please tick to acknowledge)

Data Protection Statement: In accordance with the principles of the Data Protection Act 1998, we will use your personal details for the purposes of managing your accounts with London Community Credit Union. Your personal details will be treated confidentially and will only be shared as outlined below, for which purposes we hold a Category F Consumer Credit Licence. Credit Reference (CRA) and Fraud Prevention Agencies (FPA): We may make searches about you at CRA who will supply us with credit information as well as public information (including the Electoral Register). The CRA will record details of the search whether or not this application proceeds. Credit searches and other information which is provided to us and/or the credit reference agencies about you and anyone with whom you are linked financially may be used by us if credit decisions are made about you or anyone with whom you are linked financially. Where you borrow from us, we will give details of your accounts and how you manage it/them to CRA. This information may be supplied to other organisations by CRA and FPA to perform similar checks and to trace your whereabouts and recover debts that you owe. This information may also be used for the detection and prevention of crime and money laundering as well as the management of your account. In addition, we may ask you to provide physical forms of identification and/or we may telephone you to confirm your identity. We may also make periodic searches at CRA and FPA to manage your account with us. To prevent or detect fraud, money laundering or to assist in verifying your identity we may make searches of group records and at FPA who will supply us with information. If you give us false or inaccurate information, details may be passed to FPA and other organisations involved in crime and fraud prevention. Your data may also be used for other purposes for which you give your specific permission or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998. Contact details of the Credit Reference Agencies are available upon request. * (please tick to acknowledge)

If we need to contact you for any reason regarding your application, what is the best number to phone ? *