Smartmoney Credit Union


Getting your application ready

Joining Smart Money Cymru Credit Union

Initial deposit and membership fee

If you know you want to join Smart Money Cymru Credit Union and start to save, complete the online membership form, and start your savings off with a £5.00 deposit via Worldpay.

To become a member, you must live or work within our 'Common Bond' which covers the whole of Wales.

If you meet these conditions and wish to JOIN ONLINE TODAY, you can click on the link below where you will be invited to complete our online joining form.

Making your first deposit

You will be asked to complete your first deposit of £5.00 to activate your new credit union account.

You will be re-directed to Worldpay to deposit via your debit or credit card. Worldpay is a major global leader in payment processing and operates in over 40 countries. Smart Money Credit Union has chosen them as our provider for online card transactions.

Worldpay accepts payments from the following card providers:

What happens next?

Once your payment has been confirmed, we will process your application and post your welcome pack within 3 days.

Refund Policy: Any new member who joins online and is not eligible to be a member of the Credit Union based on our common bond, will have their full deposit refunded to their debit/credit card and be notified of their account closure.